UFCU Mortgage Services
The Trusted Authority in Mortgage Lending
HOME PURCHASING
We have lots of products, but what matters is which one is right for you: your budget, your savings, your current income and debts and your future plans. Online Application and education is one click away!
HOME REFINANCING
Refinancing your mortgage can be a smart way to reduce your monthly payments or build equity through a shorter term– if you have all the information. We will help you determine if refinancing is right for you.
HOME EQUITY LOANS
Our home equity loans are an easy, low interest way to get the cash you need. You can borrow up to 80% of the market value of the home - minus any liens against the property.
MISSION STATEMENT
To provide for the well-being of our Members. Note that no references to finance or banking appear in this statement; that is by design. At its core, UFCU serves a broader purpose that emphasizes concern for people. People matter! The Member is at the heart of all we do.
How to Get a Loan
Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
Here's an overview of the loan-application process
STEP ONE -- Apply Now! Getting started is easy
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.
At the appropriate time we'll order a property appraisal for you
STEP TWO -- Your Loan is Approved and Funded
Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.
We will coordinate with the escrow team and you'll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST!
OUR LOCATIONS
UFCU Plaza
8303 N MOPAC EXPRESSWAY, STE. A105
AUSTIN, TX 78759
T 512-997-4663 E realestate@ufcu.org
Lakeway
1213 RANCH ROAD 620 S
LAKEWAY, TX 78734
T 512-997-4663 E realestate@ufcu.org